Last updated: 11-02-2025 • We refresh after owner and HOA confirmations.
Maricopa, AZ (Pinal County).
The Lakes at Rancho El Dorado HOA fees in Maricopa AZ?
- Monthly dues: $79, billed monthly—verify current rate before listing or buying.
- Covers lake system, parks, and paths; no community pool or utilities.
- ARC reviews take up to 45 days after complete submittal—plan early.
- Disclosure and transfer fees apply at closing; order resale packet first.
Plan your move with zero guesswork.
Get a free home evaluation or meet trusted Maricopa real estate agents.
Monthly HOA dues in The Lakes at Rancho El Dorado are approximately $79, billed monthly. They fund maintenance for the 40-acre lake system, parks, and walking paths. There's no community pool and utilities aren't bundled. Always verify the exact amount and one-time closing fees before listing or purchasing.
What are the HOA dues and how are they billed?
| Current monthly dues | Billing frequency | Typical inclusions |
|---|---|---|
| $79.00 (verify before publishing) | Monthly | Common-area landscaping, lake and water-feature upkeep, parks, playgrounds, walking and biking paths, professional management |
Dues can change annually. Confirm with the official HOA portal and resale disclosure packet before advertising.
What do the dues include, and what's not included?
Included: Lake and water-feature maintenance, parks and tot lots, BBQ areas, path system, professional management, and compliance enforcement.
Not included: Community pool (none in this HOA), private utilities (water, electric, gas, sewer), internet or cable service, trash collection, or maintenance of your individual lot or home.
How do ARC guidelines work in Rancho El Dorado Phase III?
The Architectural Review Committee (ARC) reviews all exterior changes including paint, landscaping, fencing, additions, and hardscape. Submit complete applications with detailed plans, material samples, paint chips, and contractor information to avoid processing delays.
How long does ARC approval take?
The Architectural Review Committee typically completes reviews within 45 days once they receive a fully documented application. Incomplete submissions will face delays as the review clock resets when missing information is provided.
Common ARC pitfalls to avoid
- Submitting without required site maps, material samples, or approved paint chips.
- Selecting colors or materials outside the approved schemes.
- Starting work before receiving written ARC approval—violations result in fines and mandatory removal.
- Failing to notify the HOA when work is complete for final inspection.
Seller Caution: Verify Management Status
Confirm the HOA management company hasn't recently changed, as transitions can delay resale document processing by 2-3 weeks during the handover period.
What should sellers know about HOA processes?
Real-world timing matters. Here are two common scenarios that affect listing timelines and buyer confidence:
Scenario 1: Listing prep while awaiting ARC paint approval
Situation: You want to refresh exterior paint before listing but need ARC approval first.
Timeline impact: Submit your ARC application with complete documentation (paint chips from the approved palette, contractor license, site photos) at least 60 days before your target list date. The official review window is 45 days after completeness confirmation, but incomplete submittals restart the clock.
Workaround: If timing is tight, focus on approved maintenance items that don't require ARC review—pressure washing, minor repairs, interior updates—while the application processes. Your agent can market "exterior paint refresh approved and in progress" to maintain buyer interest.
Cost note: Budget $3,500–$6,500 for professional exterior paint on a typical single-story Lakes home. Using pre-approved contractors familiar with HOA requirements often speeds final inspection.
Scenario 2: Replacing a side gate—HOA or homeowner responsibility?
Situation: Your side-yard gate is damaged. Who pays, and do you need ARC approval to replace it?
Responsibility: Side gates on individual lots are homeowner responsibility for both maintenance and replacement. Common-area gates and perimeter walls are HOA responsibility.
ARC requirement: Yes—replacing or significantly repairing a gate requires ARC approval even though it's your responsibility. Submit gate style, material (typically wrought iron or powder-coated steel to match existing), height specs, and contractor info.
Selling tip: Replace damaged gates before listing. Buyers notice deferred maintenance, and a broken gate signals potential HOA compliance issues. A new gate ($400–$900 installed) protects your negotiating position and shows pride of ownership.
Documentation: Keep ARC approval letters and contractor invoices. Buyers and their lenders may request proof that exterior work was properly permitted.
Seller Caution: Check for Special Assessments
Before listing, verify there are no pending special assessments by reviewing the last 12 months of HOA meeting minutes. Unexpected assessments can derail sales and reduce net proceeds.
Both scenarios highlight why sellers should order the HOA resale disclosure packet early and resolve any compliance issues before going active. Your Maricopa real estate agent can help coordinate timing and documentation.
Which one-time fees should buyers and sellers expect?
| Fee category | Typical amount | When it applies |
|---|---|---|
| Disclosure document fee | Up to $400 | Per sale, paid for the legally required resale packet containing governing documents, budgets, and compliance status |
| Transfer fee | Varies | Per sale, covers administrative transfer of ownership records to new owner |
| Special assessments | Varies | As voted by ownership; check current budget and reserve study for pending assessments |
How to verify the latest HOA fees and rules
- Check the official HOA website: Visit ccmcnet for posted dues schedules, governing documents, meeting minutes, and community announcements.
- Order the resale disclosure packet: This legally required document confirms current dues, budget details, reserve fund status, pending litigation, and any special assessments. Order immediately when listing or before making an offer.
- Contact management directly: Call the on-site office during business hours for written confirmation of monthly assessments, transfer fees, and any pending rule changes. Document all conversations.
- Review meeting minutes: Check the last 12 months of board meeting minutes for discussions about fee increases, special assessments, or major capital projects that could affect resale value.
Ready to price and time your sale around HOA realities? Start with a free home evaluation, get expert guidance from our Maricopa real estate agents, or explore your options to sell your home in Maricopa. Compare HOA structures across nearby communities like Cobblestone Farms and The Villages at Rancho El Dorado.
FAQ: The Lakes at Rancho El Dorado
Is The Lakes the same as "Rancho El Dorado" next door?
No. The Lakes at Rancho El Dorado is Phase III with its own separate HOA, budget, and fee schedule. Neighboring phases have different dues and amenities. Don't mix information between communities when pricing or marketing.
Does this HOA include a community pool?
No. There is no HOA-managed pool in The Lakes. Amenities center on the lake system, parks, BBQ areas, and extensive walking and biking paths. When positioning value, emphasize the unique waterfront setting and outdoor recreation.
Can I use motorized boats on the lakes?
Lake use is typically restricted to non-motorized watercraft such as kayaks, canoes, and paddleboards. Confirm current use rules and any required permits with the management office before advertising lake access in your listing.
How fast can I get ARC approval for pre-listing paint or yard updates?
Plan for 4–6 weeks minimum if your submittal is complete and uses pre-approved colors and materials. The official review window is up to 45 days after the HOA confirms your application is complete. Incomplete submittals restart the entire timeline.
What happens if I start exterior work without ARC approval?
You'll face monetary fines and a mandatory stop-work order. If the work doesn't comply with guidelines, you'll be required to remove or redo it at your expense. Non-compliance is documented in resale disclosures and can derail sales. Always get written approval before starting.
What's a smart listing timeline around HOA processes?
Order the resale disclosure packet immediately, complete all ARC-required improvements 6–8 weeks before listing, obtain final inspection sign-offs, and gather proof of paid HOA dues. This prevents last-minute escrow delays and buyer objections. Budget 60–90 days total for a compliance-clean listing.
Who can help me price and present my home around HOA expectations?
James Sanson—Realtor since 2002, thousands of home sales, hundreds of five-star reviews—helps sellers navigate HOA compliance, pricing strategy, and disclosure requirements specific to Lakes properties. His team coordinates with management to streamline the entire process.
Contact & Office Hours
HOA & Management
On-Site Office: 480-417-2514 • Monday–Friday, 8:00 AM–5:00 PM
After-Hours Common-Area Emergencies: 1-800-274-3165
Official HOA website: CCMCNET
Use the official website to access governing documents, meeting schedules, ARC applications, and community announcements.
Your Local Real Estate Team
James Sanson—Realtor since 2002, thousands of home sales, hundreds of five-star reviews.
Call: 520-838-8037 • Email: sales@maricopahomesforsale.com
Specializing in Lakes at Rancho El Dorado listings with full HOA compliance coordination and closing support.
Next step: Confirm current dues and timing, then price with confidence.
Disclaimer: This article provides educational information about HOA fees and processes at The Lakes at Rancho El Dorado in Maricopa, AZ. It is not legal, financial, or professional advice. HOA dues, fees, rules, and timelines change periodically. Always verify current information directly with the HOA at CCMCNET and review the complete resale disclosure packet before making real estate decisions. Consult qualified professionals for guidance specific to your transaction.
Real Broker
Phone