Homestead HOA Fees in Maricopa AZ (2025 Guide for Home Sellers)

How much are Homestead HOA fees in Maricopa AZ?

Most Homestead owners pay between the high $40s and just over $100 per month as of 2025. Homestead North typically has the lowest fees, non-gated South is mid-range, and gated South is highest due to gates and private streets.

Current typical ranges by section:

• Homestead North (non-gated): about $47 to $48.50 per month
• Homestead South (non-gated): about $85 per month
• Homestead South (gated): about $107.80 to $108 per month

All are billed monthly and prorated at closing. Some South sections include basic cable, which shifts part of a buyer's utility spend into the HOA line. Exact figures come from your most recent bill or management company portal.

The city of Maricopa has no CFD layered on top of these dues, so you pay standard HOA fees and normal Pinal County property taxes. Homestead draws first-time buyers, move-up families, and Phoenix commuters who like the parks, fields, and the lake without Province-level HOA costs. When buyers compare actual monthly out-of-pocket between Homestead and higher-fee neighborhoods, Homestead often wins. Confirm your exact monthly dues and verify current rates before finalizing your list price.

What do Homestead HOA fees usually cover?

Homestead HOA dues typically cover common area landscaping, lake upkeep, parks and sports fields, management costs, and contributions to reserves. In some Homestead South sections, basic cable is bundled into the monthly fee. They do not cover your personal utilities or yard maintenance.

Typical items funded by your Homestead dues include:

• Common area landscaping in greenbelts, entry features, and along main roads
• Lake maintenance near the heart of the community, including water treatment
• Parks, sports courts, ball fields, tot lots, and ramadas with BBQs
• HOA management, accounting, insurance, and legal services
• Reserve funds for future large projects like asphalt or gate work
• In some South sections, bulk cable or similar telecom service

Families use the fields for soccer practice, kids roam the tot lots, and residents walk the paths toward Pacana Park and Copper Sky instead of paying for a private HOA pool. That trade-off keeps dues lower than pool-heavy areas like Glennwilde while still giving buyers the lifestyle they want. Check your HOA's most recent budget to see exactly where your dues go before listing your home.

What HOA fees will I pay when I sell a Homestead home?

As a Homestead seller, you typically pay the HOA resale disclosure fee, which can be up to $400 under Arizona law as of 2025, plus any rush or update fees you choose. Transfer and capital improvement fees, if your section has them, are usually buyer-paid but fully negotiable.

Common HOA-related line items at closing include:

• Resale disclosure package: up to $400, seller-paid by statute in Arizona
• Rush fee: an extra charge if you need the package within about 72 hours
• Update fee: a smaller charge if the documents go stale and must be refreshed
• Transfer fee: a contractual fee for changing ownership in the HOA's system
• Capital improvement or community enhancement fee: if your CC&Rs include one, usually a buyer expense but negotiable
• Prorated monthly dues: your share through the closing date

The exact mix for your home will come from your current Homestead resale package and HOA addendum, which title will use to prepare accurate closing numbers. In Homestead, the cleanest closings happen when sellers order the resale package early, clear any violations, and decide up front how they want to handle transfer or capital fees in the offer. Order your resale disclosure as soon as you go under contract to avoid last-minute surprises over a few hundred dollars.

How do Homestead HOA fees compare to other Maricopa neighborhoods?

Homestead HOA fees are on the lower side for Maricopa as of 2025 market data. Homestead North is among the lowest in town, Homestead South sits in the mid-range, and the gated South sections land below the highest-fee communities like Province while still offering privacy and amenities.

Rough comparison using typical monthly ranges:

• Homestead North: about $47 to $48.50, among the lowest in Maricopa
• Homestead South (non-gated): about $85, mid-range, sometimes with cable
• Homestead South (gated): around $107.80 to $108, still far below 55+ luxury levels
• Rancho El Dorado: similar low base dues with strong golf and lake appeal
• Cobblestone Farms: higher dues that reflect more elaborate amenities
• Province (55+): some of the highest HOA fees in Maricopa for resort-style living
• Tortosa / Trails at Tortosa: generally low to mid-range fees with growing amenities

When Phoenix buyers compare Homestead to places like The Villages, Maricopa Meadows, or Desert Passage, they usually weigh three things: HOA cost, commute time into Phoenix downtown or the East Valley, and school proximity. Homestead's combination of lower monthly dues and easy access to schools and parks often tips the scales. Use these comparisons in your listing remarks to position your Homestead home as a smart value play against higher-fee competitors.

How should Homestead HOA fees factor into my list price and net proceeds?

Your HOA dues influence both what buyers can afford and how attractive your listing looks against nearby competition. In Homestead, relatively low monthly fees are a selling point, while the one-time HOA costs hit your net at closing and should be built into your pricing strategy.

Here is how to think about it:

• Lower dues in Homestead North give buyers more room in their pre-approval than higher-fee areas
• Highlight Homestead's HOA cost advantage in your remarks when competing with Province, Cobblestone Farms, or high-amenity communities
• Budget your pricing around the $400 disclosure fee plus any likely transfer or capital fees you might agree to cover
• Use a net sheet that factors in HOA, taxes, and commissions so you know your walk-away number before your first showing

Pair that with a realistic look at buyer budgets using tools like the Maricopa mortgage calculator and local lender input, such as the trusted Lizy Hoeffer Team. When considering total monthly housing costs, remember that Maricopa utilities like ED3 Electric, Global Water, and Southwest Gas add to the buyer's out-of-pocket, so positioning lower HOA dues as an offset can strengthen your appeal. Run a detailed net sheet with your agent that includes all HOA costs before setting your final list price.

Homestead HOA fee breakdown for sellers

This table summarizes the most common Homestead HOA fees that show up when you sell as of 2025. Exact amounts come from your current statement, HOA resale package, and title company.

Always verify: HOA fees, transfer costs, and rules can change and sometimes differ by phase or builder. Confirm your exact amounts and who pays what through your current Homestead resale disclosure package, HOA management company, and title / escrow team before you sign a contract.

Checklist: HOA tasks before you list your Homestead home

Use this quick checklist so HOA issues do not surprise you halfway to closing.

• Confirm whether your home is in Homestead North, non-gated South, or gated South and which company manages it
• Log into your HOA portal and download your current ledger, budget, CC&Rs, and rules
• Request an HOA compliance inspection 30 to 60 days before listing to catch violations early
• Bring HOA dues current and set a plan to keep them paid through closing
• Order the resale disclosure package as soon as you go under contract or slightly before, based on your agent's advice
• Decide in advance how you want to handle transfer and capital fees in the purchase contract
• Work with local Maricopa real estate agents to tie HOA details into your pricing and marketing plan

Complete these steps early to avoid delays and keep your closing on track.

Homestead HOA fee FAQs for Maricopa sellers

Next steps for Homestead sellers in Maricopa AZ

Homestead's relatively affordable HOA fees, family-friendly amenities, and Pinal County location give you real advantages when you go to sell. The key is knowing your exact dues, one-time HOA charges, and how they play into buyer budgets and your net proceeds.