Last updated: November 10, 2025

What Are The Rancho El Dorado HOA Fees in Maricopa AZ?

Rancho El Dorado homeowners pay a Master HOA fee of approximately $52 per month. If you live in The Villages sub-association, add $41/month (total ~$93). The Lakes sub-association adds $18–28/month (total ~$70–80). Sellers pay a one-time disclosure fee capped at $400 by Arizona law.

How Much Are Rancho El Dorado HOA Dues Per Month?

All Rancho El Dorado homes pay the Master HOA fee of roughly $52/month ($624 annually). This covers common areas, landscaping, and amenities shared by the entire community.

Some homes also belong to a sub-association with additional dues:

• The Villages at Rancho El Dorado: Add $41/month (managed by CCMC). Total: ~$93/month
• The Lakes at Rancho El Dorado: Add $18–28/month (managed by Associa Arizona). Total: ~$70–80/month

Seller Counterpoint: HOA fees can increase annually based on budget needs and inflation. The figures shown are current for 2025-2026 but may change with each new fiscal year. Always verify current rates before listing.

Verify your exact dues with your management company or request a seller net sheet before listing.

What Do HOA Fees Cover in Rancho El Dorado?

Master HOA funds include landscaping of common areas, street lighting, community signage, and basic infrastructure maintenance. Sub-associations cover neighborhood-specific amenities like pools, parks, and enhanced landscaping.

The annual billing schedule varies by association. Most send invoices quarterly or semi-annually. Confirm your schedule with your management company to avoid late fees.

Who Manages Each HOA in Rancho El Dorado?

Three separate companies manage Rancho El Dorado associations. Knowing yours matters when you order disclosure packets or resolve account issues.

Seller tip: If you have multiple HOAs, order both disclosure packets at the same time. Staggered deliveries can delay closing by 7–10 days.

What HOA Fees Do Sellers Pay at Closing?

Arizona law caps the HOA disclosure/document fee at $400 per association (A.R.S. §33-1806). This covers the resale certificate, governing documents, and financial statements. Sellers pay this fee at closing; it's deducted from your net proceeds.

This $400 cap applies to the disclosure packet itself; it is separate from any potential "Capital Contribution" or "Working Capital" fees, which are also legal but must be explicitly authorized in the association's CC&Rs (A.R.S. §33-442). Review your CC&Rs or ask your listing agent if these apply.

Common seller questions we hear:

• "Can they charge me more than $400?" Only if your CC&Rs include a separate transfer/capital fee. The disclosure packet itself is capped.
• "What if I have two HOAs?" You'll pay up to $400 per association. Budget $800 if you're in a sub-association.
• "How long does it take?" Expect 5–10 business days. Order 2–3 weeks before closing to avoid delays.

How Do I Order the Disclosure Packet?

Your listing agent or title company will request the packet from your management company. Provide your account number and full property address. If balances are unpaid, the association may withhold the packet until you're current.

For buyers: review the packet carefully. It reveals pending special assessments, rental restrictions, parking rules, and architectural guidelines. Your lender may require it for loan approval.

How Do Rancho El Dorado Fees Compare to Other Maricopa Neighborhoods?

Seller Counterpoint: Not all Rancho El Dorado homes belong to sub-associations. Properties outside The Villages or The Lakes pay only the Master HOA fee. Verify your specific association membership during the disclosure process.

Rancho El Dorado sits in the mid-range for Maricopa HOAs. You get access to well-maintained parks and trails at a lower cost than premium communities like Tortosa or Province. Use our mortgage calculator to factor HOA dues into your budget.

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